Korean Fashion: A Splash of Korean Wave

If you have you been bitten by the Korean bug known as “Hallyu”, and you want to take part of the Korean wave that is currently sweeping the globe, then you can do so by introducing Korean fashion in your wardrobe.

Korean fashion is very now and trendy. And to help you achieve this style, here are some tips to get you looking like a Korean pop star.

Latest Korean Fashion Trends

1. The preppy look

The clean and polished look of the preppy style is taken into another level by introducing layering. You can layer a classic button-up shirt with a bejeweled collar or a super awesome bow tie.

2. Sheer and clear

If you want to stay fashionable in the summer, you can dress up in clothes made from sheer materials to keep you cool and stylish at the same time. Lacy nightgowns are perfect examples of this.

3. Great jackets and cardigans

If you’re not into the preppy, layered look, you can opt for the spunky, rock and roll style. You can achieve this by wearing a studded jacket, or a cardigan with embellishments. By wearing these pieces of clothing, you can definitely make a fashion statement that people will notice.

4. Princess dresses

Korean fashion is not immune to the propensity of most Asians to the allure of anything cute. Dresses with frilly and ruffled details come in abundance. And they usually come in soft and bright colors like hot pink.

5. Flower power

Dresses are made more cuter by having flower details or flower prints. These clothes are perfect for frolicking under the sun.

6. 80’s funk

If you’re still stuck in the 80’s, Korean fashion style will definitely suit you. 80’s fashion aesthetics is stylish resurrected and given a modern, Korean twist. You can have your pick from bold, exciting colors of printed tees, to the lax harem pants and cool and colorful sunglasses.

Famous Pieces of Korean Fashion

If you don’t want a uniform Korean look and you just want a specific piece of clothing from Korea, here are some examples of dresses and shirts that will add an extra oomph to your wardrobe.

 

  1. Figure cardigan
  2. Chiffon striped NB
  3. Indian T-shirt
  4. Sexy baggy pants
  5. Rose top jump suit
  6. Chiffon dress
  7. S. Breath dress
  8. Sexy holed T-shirts
  9. Long & short comb dress
  10. Sexy long & short cutting dress
  11. Cute sleeveless hoodie

 

Korean Hair Styles

To have a complete Korean look, you need to have the matching hair style to achieve it.

Hair styles for girls

 

  • Romantic wave
  • Water wave

 

Hair styles for boys

 

  • Wolf shaggy cut
  • Short onion haircut
  • Medium haircut with bangs

 

Quality Home Furniture

The process of acquiring quality home furniture

You might find that it is in your best interest to look for good quality furniture even when you are dealing with something as mundane as the futon bunk. Your efforts should be concentrated on getting the best deals out of the item rather than just looking at the niche in which it is found. That way you can furnish your home with confidence and the commitment to high standards. It does not follow that every bunk bed that you buy will be of a mediocre standard. In fact some of them are rather very good. It is all a question of taste and focus in the way that you do things. The variety is open to you. These are the rules.

    1. Make sure that you buy your home bed from a reputable shop. These are shops that are interested in maintaining their rank on top of the pile and they will do all in their power to ensure that that happens. This means that they can check out the things that you are doing and ensure that you have a good grasp on the issues that matter for the public at the time. You should ensure that these products are brought to the fore of the processes that you are going through when buying the item. They will do the research and you have to counter their efforts by doing your own research.
    2. Avoid the second hand flexible bed if you can. There is value in getting second hand items if you want to make savings but at the same time you also lose the quality elements. If you are willing to take this risk then all is well but if you are not then it is time for you to look for something else to cling onto. The best bet that you have is to ensure that the items that you buy have not been used by many people or that they have not been abused through neglect. This is not something that you can easily check when you first go to the discount store. In fact you might end up getting evil looks if you try to inquire about the product that you are going to buy.
    3. Check the modern furniture for structural damage before you commit to buying it. This is very important because some of these items have been sold precisely because they have some sort of structural damage. You should ensure that your home does not become the repository of failed sales items. If it means saving for the real thing then you must seriously consider this option rather than settling for second best.
    4. Ensure that your trader for the simple furniture has a returns policy. This is something of an insurance policy in case the item is not up to scratch. You can always quote the returns policy as you bring back the item for exchange or money payments. You should never assume this right.

Taxi 'Recap' – The Short Version; Part 2

“Our focus [is] on taxi operators who intend to exit the industry and…is certainly about ensuring that we do not destroy vehicles that still have value.”

Delays in the program were attributed to owners holding onto their old vehicles until compensation became available, but ongoing indecision about necessary specifications delayed the manufacturing process. Factory floors can never afford to remain idle, in anticipation of final decisions that never seem to be finalized. Production is planned months ahead and one ‘run’ must be completed before another can begin.

The government was called on to subsidies the industry in the same manner as it does urban rail and buses. Mass action was threatened. When this happens, taxis are not the only public transport that comes to an abrupt halt: strikers stone buses and have been accused of deliberately sabotaging rail services. Intimidation tactics work very well on average citizens, who subsequently also lose income because they are too fearful to venture out to work.

“…applications for conversion of permits into operating licenses…for transfers and upgrade, including those applications made during the Be Legal Campaign [have not been processed].”

Permit issues became cause for fury on both sides of the fence. Authorities officiously claimed that operators were delaying, but instances, where processing channels, meant to deliver within three months, were taking “three to five years” were then exposed. Decisive action was demanded by the Minister. But little glitches are part of process when the tendered management allocation is only R250-million.

“many taxi operators…bring to my attention the serious weaknesses that characterize(s) many of the Operating Licensing Boards in the Provinces.”

Applications finally closed in the latter part of 2006, only a year later than originally planned. Operators at last began seriously to calculate the affordability of the new vehicles on offer.

Making the price right

“For us, a strong, safe and vibrant taxi industry remains a vital element in Government’s efforts to bring about significant improvements in our public transport system.”

The initial taxi recap plan to tender manufacture, relied on high numbers keeping the prices low. When that option fell away, government no longer had any control over the pricing and since then, their only task has been to lobby in defense of an often non-creditworthy market.

The total cost of replacing the 100 000 fleet is estimated at R15-billion. Wesbank pledged R3.6-billion to the cause over five years, whilst a memorandum of understanding was signed by ABSA, Nedbank, Asset Finance, Standard Bank, DaimlerChrysler Services and Santaco.

“…affordability will be determined by other important factors such as the level of competition in the market, willingness and ability of the financial institutions to develop differentiated products suitable to the taxi industry.”

The law regarding Road Accident Fund (RAF) payouts has recently changed to limit the benefits that can be obtained by claimants, but the possibility exists for players in the taxi industry to access top-up public- and passenger-liability cover.

Should the industry consider this, it should be said that their contributions could be high and the limits imposed on insured providers could achieve more to regulate the industry, than the government: clauses could include the need to prove regular vehicle maintenance and safety checks, regular driver training, permit restrictions, regular driver health checks, etc.

“The taxi industry should also be in a better position to negotiate better terms from both the financial institutions and manufacturers.”

The other change that might possibly rock the nation would be that all vehicles on hire purchase must legally be insured. In theory, this sounds like a revelation, since few taxis presently are. But don’t hold your breath and do cancel dreams of insurance payouts in cases of taxi crashes! Rumour has it that, with the increase in vehicle purchases, a new phenomenon has already hit the country.

Apparently, our car pounds are filling with crashed vehicles whose private owners cancelled their insurance despite the fact that those vehicles still belong to the banks that financed them. The vehicles are repossessed as soon as they are involved in accidents, neither use to man nor beast. Since the majority of these vehicles were privately purchased, it seems logical that the same tactic may be adopted by the taxi fleet.

“It is the taxi operators, and not Government, who are ultimately responsible for their businesses and for the choice of vehicles, and as such will still make their business decisions.”

Taxi owners reeled under the Taxi Sector Agreement at the end of April 2005, which defines issues such as working hours, unemployment insurance and minimum wages (between R945 to R1 350 a month; hardly exorbitant) for rank cleaners, marshals and taxi drivers, for the first time.

Unsurprisingly, taxi operators immediately sunk their teeth again into the question of receiving government subsidies in line with rail and bus transport. This is surely their due, and the Minister agrees, but that will require of operators, stricter adherence to government regulations – a game two sides can play. Mind you, buses have also got away with ‘murder’ through the years, so perhaps the theory will not match the practice!

“I hope and trust that the taxi industry will organize itself into appropriate business models and take advantage of this economic opportunities.”

One bright idea for financing the taxi sector came from the Sowetan (Taxi industry could go public and flourish, 4/8/2005) with the suggestion that the taxi industry form a co-op with each member’s contribution being his approved vehicle(s) to be valued at a ‘share’ percentage. Should the co-op then go public, shares could be traded to raise the finance to buy the new vehicles.

I’m not sure whether to laugh or cry at that. Surely it’s not possible to contribute something one doesn’t own into a co-operative that would surely belong only to the banks, have a value attributed to your (which is really mainly their) contribution (when your ownership is only R 50 000 of the total value) and then raise money from independents to buy what you have already contributed although it was never yours to contribute.

Don’t think I’d take a risk on shares like that, but it is possible, I suppose that black economically empowered individuals would back such a deal, doubtless in the interests of economic empowerment, although I would have to add that it would be in their interest to ensure that the money raised from the shares went directly to the finance houses, without passing ‘Go’.

“Municipalities are responsible for the provision of public transport infrastructure and facilities…[often] approved without due cognizance given to public transport requirements.”

Durban and Gauteng are already planning to incorporate the taxi industry into such initiatives as single ticketing strategies: allowing commuters to switch modes of public transport while using the same ticketing system. Not only does this option allow for greater regulation, but many commuters who buy season/monthly tickets, will be able to convert, when their first choice of public transport operators, takes time out to march.

Delivering the vision

One of the difficulties that arises from the three tiers of government is the different perspective that each tier has. National government has the vision, which generally, from the hallowed halls of Pretoria, is pretty benign. Provinces have the difficulty of interpreting the vision for local benefit and often finding that it is not always very pragmatic or ‘do-able’ for local government to achieve.

“…the lack of effective planning frameworks between the three spheres of Government…the absence of planned public transport systems…”

With so many municipalities in financial difficulties and unable to account for their budgets, it is easier to make demands from on high than to deliver the service and pay the bills incurred in so doing. The taxi industry, as an informal sector, has historically and notoriously made up the rules as it went along and municipalities seldom have the ability to maintain the status quo at their pleasure.

For instance: taxis might take over a spare piece of ground at a freeway off-ramp, as a rank, simply because the position is close to an industrial area and therefore convenient to commuters. The local municipality can hardly build a formal rank on a freeway verge, or accommodate any other public transport modes in the same limited area.

“…we see informal taxi ranks mushrooming around major shopping malls, with provision made for parking, but without any consideration for pedestrians and public transport inter-modal facilities for buses and taxis.”

The only suitable land may lie half-a-dozen kilometres away and both taxi drivers and commuters are put out when they find their informal rank is no longer accessible and that their daily journeys must be broken one more time, each way. In the same way, how can taxis be expected to stop at approved stops that are not clearly posted? This is the case in many areas.

The myth of self-regulation

“It does not help when we urge the taxi industry to act in a manner consistent with legislation, when in fact State institutions fail the taxi industry by not upholding requirements of the law.”

The Interim Minibus Taxi Act of 1998 and the National Land Transport Act of 2000 were followed by the Public Transport Bill of 2004, which was set to pass into law at the end of 2005. By September last year, Johannesburg was planning to clamp down on taxis and buses that stopped
illegally on the roads, by constructing dedicated roadside parking bays to allow other road users to pass unhindered.

Since I haven’t visited inland since then, I have no way of telling whether anything has changed, but the habit of taxis to stop as and where they prefer, to the detriment of traffic flow, is one behavior pattern they have in common with Durban buses – a breed that happily comes to an abrupt halt in the centre of two lanes, holding up everything behind it..

“The leadership of the taxi industry must address problems [of] operators [who] pay exorbitant amounts…to use and access what are essentially publicly provided facilities, as well as taxi routes.”

Cape Town reeled under accusations that their May 2005 street battles and shootouts between rival minibus-taxi associations were linked to organized crime and in July of the same year, Metrorail reported that sabotage of the city’s rail system could be traced back to the taxi industry. Durban taxi-related inquiries are common and, if they are not in Johannesburg, it’s not for lack of suspicion.

The Cape Town report found corruption rife in the licensing bodies and a mafia-style industry where hit squads are hired by mature (in age only) drivers to murder rivals. A provincial list of the sixty-two ‘most wanted’ was compiled for investigation (with a view to subsequent prosecution) in an attempt to stop “corruption, extortion, money-laundering and murder in the taxi industry” (Cape Argus 7/9/05).

“there is no taxi operator or association that has the authority to prevent other operators from using these facilities.”

And the only people, surprisingly, who were surprised at these findings, were those who commissioned the investigation! Deregulated, the taxi industry became totally lawless. We all know that. As is said: ‘it doesn’t take a rocket scientist…’. Why on earth would self-regulation ever have been suggested

On a lighter note, the local South African National Taxi Drivers’ Association begged Tshwane’s Metro police for amnesty from their outstanding traffic fines, for its members. Either way, it seems clear that taxi drivers seldom understand the game of socially responsible consequences.

Empowerment tool

“…a comprehensive strategy (that) also seeks to empower the taxi industry and set it on a sustainable path. Our strategy will lay foundation.”

In declaring the taxi industry a “lucrative, black-empowerment tool” (IOL, 22/8/05), the Minister suggested that the industry learn lessons from its dark past for taking advantage of economic opportunities in the future. I, for one, believe the power has been on their side for many years (to the detriment of commuters) and I certainly believe that breaking completely away from the past would be a far better strategy.

In four years, we are promised, three out of every four taxis on South African roads, will be brand new vehicles. For me, that Maths does not add up: in four years, rather, 25% of taxis will be older than four years, another 25% will be four years old, another 25%, two years old and the last 25%, one year old. And then, Dear God, the warranties will start expiring and who will fund ongoing maintenance then?

“We are here to further strengthen and empower an industry that is synonymous and has everything in common with the disadvantaged masses of our people.”

Looking ahead

There is little doubt that, despite how little Mr Joe Average likes competing with minibus taxis for road space, they are virtually all that has kept mainstream South Africa mobile for the last fifty years, plus. Dissolution of the industry would have caused ongoing, total havoc, although its very existence now intermittently causes not much less.

The very thing that ails the industry is what ails the entire country: lawlessness; and God bless anyone attempting to turn that around. I suspect that it’s all a bit like marriage from a woman’s perspective: go into it believing you can change him much and divorce is virtually certain.

“In a nutshell, the taxi industry is doing a pretty job for our country and providing an important service to our commuters.”

At this point, public perception is, that the taxi ‘recap’ process is mostly about lousy drivers taking control of bigger vehicles and cause more devastating accidents, thereby killing greater numbers. The taxi industry doubtless believes it’s being pushed into corners it doesn’t choose to inhabit and it will doubtless retaliate again before acknowledging defeat. Retaliate physically, to the detriment of itself, its customers and their safety, on an ongoing basis, for quite some time.

“I had come here to deliver a message of hope and to assure you that our Government and our movement, the ANC, could not work against the interests of the taxi industry.”

Progress expected by January/ February next year, Mr Editor? Your guess, Sir, is as good as mine, but I’d lay a bet that what hasn’t been achieved in the last twelve years, is unlikely to fall into place in three short months. As with land reform, free housing, free medical treatment, free education, free services, etc., you have to be a real optimist to believe things will ‘be sorted’ overnight.

One week ago (10/11/06) DoT released a press statement about a meeting convened to address grievances submitted last month by the National Taxi Alliance after a strike had left thousands without transport to work. It went so well that a second meeting (two weeks later) was scheduled to “continue with the deliberations” and find “a common ground”.

Trust is an important issue here, and an ongoing PR and information campaign, that targeted the entire industry, might have saved a lot of time, feelings and ‘face’, over the years. Associations, operators, drivers, rank officials all have independent interests in the whole and all deserve equal attention. The message of hope, above, delivered by Minister Radebe more than a year ago, must have worna bit thin, by now.

Place your bets, Gentlemen and Ladies. But I’d hazard a guess that the common ground will not be concealed in Minister Radebe’s stocking this Christmas or in his egg by next Easter!

Home Furniture and Decoration

If you want your new project home furniture decoration without any problem, you must have a plan that is under way to decorate your old house or new house. If you do not plan, then we will have problems with the re-decoration. Determine the combination of colors and choose the furniture are two key ingredients to proper planning.

While you can redecorate and publish brand new room with a single layer of paint, make sure the paint you buy furniture to match your home decor. Please do not buy paint that does not match your existing decor home furniture, especially if you do not want to replace it all. You should always give variety to choose paint colors and not stay with one. For best results, you should get a variety of color samples and bring them home. Could be a good plan to set aside a portion of your wall paint and a game with several jars of paint in the sample.

Is important to be practical, you can do it if you buy furniture that is essential in every room, which varies depending on the room. Family room furniture does not work well in your formal living room, for example. Each room you want to decorate should be measured and a new measurement of the dimensions before buying, and we must build a diagram that includes the location of all windows and doors of the hall. If you choose your first piece of furniture is likely to choose furniture that is too big and not let other decorative objects, so you should take the last spot.

Even the best planners may have trouble trying to get to a place to begin your project. The decoration of home furnishings choices is not always easy to decide. Always start with the goal of avoiding the bad collect the furniture because magazines can be misleading. Include a budget that you set your goals. If you do that properly, you can then choose a decorating theme that fits your financial needs.

For new ideas, you can use the Internet, and if you’re lucky, you may find ways to reduce the cost of your decor, too. Compared to the stores that you shop, your furniture dealers online could be much cheaper. Online merchants may be an important resource because it can also help reduce the very specific aspect or person wanted.

The Critical Stage of CNBC Fast Money

This is a critical time for CNBC Fast Money with initial tests being conducted. It was noted that the CNBC rating has plummeted in the past years as cynical stock traders tried to escape the slowly crumbling industry. However, CNBC executives believe that the market is reviving to its old glory, even with the verge of new competition. How can we say that this US financial investing TV programis profitable?

Even though CNBC ratings might have been suffering from negatives, the network is still in high-revenue tier. Take note of its pretax income of about $ 270 million. With the US reserves and economic monitoring will continue to be the meat of financial talk shows, which is really the nature of the network’s plan to entice its viewers. However, this financial TV program is seen to be more appealing to a more natural type of consumerists or those traders who doesn’t give so much fuss about the weak points but just want to try venturing out with stocks and try to be rich. Is stock-picking important to CNBC?

The answer is yes. The kind of stock-picking in CNBC Fast Money is quite sensitive. In the past trading years in 1990s, CNBC received criticisms for including too many members in the panel who sometimes crazily peddling on stocks even without careful analysis. But CNBC defended that they had found a way to offer new responsible programs. However, the primary idea of the show will still revolve around turning money in the shortest period of time. What are expected changes in CNBC Fast Money?

Since news and analysis on financial trends have turned into measly commodity of the financial world, the network has to consider presenting news and financial information in the most innovative way without compromising responsible programming. The executive producers also want to include cultural relevancy on the program by providing access to the viewers and teaching them how to use such information for their stock trading. How could this happen?

Perhaps the secret of CNBC Fast Money is to widen its appeal without compromising its reputation among its advertisers. The network targets Class A and B market to maintain its standing as a major player in the business world. Fast Money TV program is indeed a primary network asset of CNBC. However, programming is in constant change with new ideas cropping up to develop the program and to implement changes. Talk shows and late night shows could be a challenge yet Fast Money is still a major TV phenomenon.

Early Autumn Advertising Photography Styles 2012

The following is a collection and introduction of the early autumn advertising photography styles 2012. Through relevant analysis, some women’s fashion is to be revealed.

Jil Sander: the Association of Schoolgirls

The early autumn video of Raf Simos’s Jil Sander drew successfully its materials from the American Campus Style and has reshaped the latter. The collective portrait in the video taken by the photographer Ben Weller reawakens people’s memories of schoolgirls’ sorority life, which is definitely a response to the Take Ivy, the “Bible” of campus style, created by Teruyoshi Hayashida in 1965. In Weller’s college scenes, the feeling of sisters’ happiness and harmony among the school chorus models (including Hanne Gaby Odiele, Karolina Mrozkova and Katie Fogarty) is presented by him. In their fixed rest time, these models always appear together in the social occasions, wearing the gentle and quiet Bell skirts, school team sweaters, and pairs of serious Stella Luna.

Gucci: the Darling in the Luxurious Drinking Party

Produced by Mert & Marcus, the early autumn video of Gucci presents a series of elegant and charming new products featuring the evening dress fashion for the boisterous drinking parties in the dimly-lit American bars that are popular in Venice. Being the notable representatives of this style, and with Edward Enninful being their communal stylist, Karmen Pedaru, Nadja Bender and Staffan Lindstrom, the three famous fashion models, are disposed to the mature as well as fashionable retro appearances that highlight wide-leg pants, elegant trousers, red strapless shirts, buttonless handbags, and metal necklaces and neckties. And as a result of plentiful smoke and strong club atmosphere created by the Grimes, the picture turns out to be more gloomy and hazy.

Akris: A Mysterious Journey to the Far East

The pictures that compose the early autumn video of Akris are captured from the angle of a female passenger who was about to embark on a journey abroad after ascending the legendary Trans-Siberian Railway, with Karim Sadli being the photographer, Karlina Caune the actress, and Albert Kriemler the costume designer. The stylish dress in the video includes excellent leather accessories and photo-printed items which, having drawn their materials from the outdoor landscape occasionally caught sight of by passengers, dispose the journey from Moscow to the Far East to further mystery.

Balenciaga: A Feast of Flourescence

The early autumn advertising video of Balenciaga, whose consultant being Steven Meisel, demonstrates in its entirety the catwalk show of Fashion Week. The male and female models in the video show their fashion styles through walking down the neon-lighted steps, with the background music being Dance Yourself Clean of the LCD Soundsystem.

Assisted by the creative House and Holme the director, Marie Amélie Sauvé the stylist, and Pat McGrath the make-up artist, Nicolas Ghesquiere succeeds in this season in visualizing the 1980s’ postmodernist interest the Balenciaga has been attempting to reveal: brilliant colors, shoulder pads, prominent geometric prints, dark-colored cheekbones, and brand new wavy hair.

Elie Saab: Balade a Paris

Abundant in endless elegance, Balade a Paris (stroll in Paris), the early autumn video of Elie Saab embodies incisively and vividly the feminine sense via the minimalist daywear as well as its evening maxi dresses which enjoy widespread renown.

By means of employing intimate close-ups that highlight the dress’s exquisite tailoring, intricate details and superb handiwork, the director manages to pursue the fashion footprints of a Paris girl. Likewise, a romantic nostalgic tone for the fast-paced Paris in the video is created by the score by Anders Trentemoller.

Loeffler Randall: A Genuine Girl

Directed by Dan McMahon, the early autumn video of Loeffler Randall consists of a group of the “genuine girl” shots.

With Willa Gross(the brand’s E-commerce assistant), Ellen Moore(the PR of Krupp Group), Tara McCollum(the PR Director), and Susan Domelsmith(the jewellery designer, musician, and the brand’s activity planner) all serving as the fashion models in its products’ catalogue which likewise contains the inserted personal interviews, the elegance and maturity, as well as the extreme coolness of this particular brand is fully displayed.

Louis Vuitton: the Early Autumn Doll

Directed by William Snieg and photographed by Mark Segal, the early autumn video series of Louis Vuitton, whose inspiration coming from the elegant French architect and designer Charlotte Perriand, is invented on the basis of improving the 1960s’ silent film.

The doll-luxury-like models Xiao Wen, Nyasha Matonhodze and Valerija Sestic, styled by the designer Julie de Libran, are dressed up to kill in the lounge scene: wearing colorful fashion accessories and with the Louis Vuitton shopping bags and travelling bags serving as the perfect foils, they reveal to the public a unique fashion style that takes form in a series of fur embellished dress, including the round shoulder coats which being slightly heavy, yet gorgeously ornamented.

Prabal Gurung: A Dazzling Party

Directed by Dan Martensen, Prabal Gurung’s first video of the early autumn series turns out to be a fascinating as well as kaleidoscopic journey of women’s fashion.

The Ford models Alanna Zimmer, Hanne Gaby, Kate King and Ming Xie converge on this video. And accompanied by the music Body Mod of DJ Pictureplane, the brand’s style is shown by them on the catwalk, and that the geometric cut of relevant dresses, being discordant with this season’s kaleidoscopic floral prints, serves as a more intense foil for the latter.

Jimmy Choo: the Phantom of Interest

The Jimmy Choo team launched this brand with relevant inspiration deriving from the 1960s’ charming rock scenes in London as well as the stylist Camilla Nickerson.

The early autumn video of Jimmy Choo is photographed by Terry Richardson who aims at creating an atmosphere which arouses the feeling of “extreme coolness and fashion”.

Acting as the 60s’ non-mainstream rock aristocrat in the video, the model Bette Franke shows the fashion style through sitting with two attendants in the back of Rolls-Royce Phantom.

Luxury Villas And Spa Retreats In Bali

A vacation is the time to treat yourself to a little luxury and pampering. On the magical Indonesian island of Bali you can indulge in plenty of special treatment by staying in Bali luxury villas and attending a spa retreat during your stay. Bali is becoming known as the spa capital of Asia, with spa retreats popping up in beach-side areas, mountainous regions or in locations with idyllic river and stream vistas. Many major hotels and resorts feature spas and the smaller boutique resorts often offer massages, with access to spa retreats of various kinds nearby.

Body massage is part of the culture in Bali and most Balinese men have regular massages. The true Balinese massage, known as kerok, is quite a bruising event and quite unlike the massages experienced in western culture. Spas in Bali now use a modified version of their traditional massage which involves deep and penetrating movements using the heels of the hands, the fingers and elbows. These massages are also offered by Balinese women on beaches all over Bali.

A spa retreat offers a restful environment focusing on more than massage. The specialist treatment offered in some Bali luxury villas is akin to the treatment offered in a dedicated spa retreat. The experience of staying at a luxury villa in Bali is relaxing, peaceful and serene, giving you a chance to unwind from the day to day stresses of life in the western culture.

If your luxury villa doesn’t have a spa retreat on site, they will certainly be able to arrange for you to have a massage in your villa. If you require more spa treatments, they can be easily arranged by your hosts at a nearby retreat.

Spa retreats can rejuvenate your body, mind and spirit. Some retreats are designed to focus on the needs of women, some are fitness oriented and others offer a wide range of options depending on the need. It’s a great opportunity to energize your body, arouse your senses and calm your mind – just what you need on a holiday before returning to the stressful world of work.

Spending your holiday at Bali luxury villas is another great way to give your body, mind and spirit the break you deserve. The elegant and well appointed surroundings will help you to feel calm and relaxed. You’ll have private chefs and housekeeping staff to meet your needs and your spacious surroundings indoors and out will give you plenty of breathing space when you return from sightseeing trips to places like the Bali Bird Parkor surfing at Brawa Beach.

You’ll be surprised at how refreshed you can feel after only a week spent living in luxury and you’ll soon be planning another visit.

The Cost of Payday Loans

You need a cash advance immediately, but are too shy to ask relatives or friends, and are scared of the paperwork involved in a bank loan. Shed all your worries, for help is a mouse click away in the form of payday loans. Payday loans are one of the most convenient ways of getting a cash advance today with practically no paperwork or other hassles.

Defining Payday loans

Payday loans are a short-term cash advance, when it is needed the most…usually between paydays! Payday loans are a great way to get some cash to tide you over to your next paycheck. The goal of payday loans is to assist you with finances to meet that unforseen requirement. The money is given as a cash advance and is directly deposited into your personal checking account, after which the cash advance funds, plus a fee, are taken out of your account at the end of the loan which usually is your next payday.

However, a payday loan is no substitute for long-term financial planning. This cash advance should only be taken to meet urgent financial needs until your next payday. It is only in emergencies that payday loans come in handy. Payday loans also bail you out of situations of bounced checks and late payment penalties by making the appropriate cash advance available.

Understanding The Cost Of Payday Loans

Forewarned is forearmed! So it is with payday loans. If you know what this kind of cash advance will cost you, you will be in a better position to weigh the pros and cons of opting for it. This way you will also know exactly what amount you need to pay back to the payday loan companies.

Your first step should be to find out the best rate of payday loan on offer. Whichever payday loan company you may choose you must know what will be the fixed amount that you will owe upon completing your payday loan.

Usually most payday loan companies charge around $20 to $30 per $100 of cash advance. To ensure that there are no ambiguities, insist that your final payday loan amount is spelled out in dollars and cents. This will help you know what you need to pay, when your payday loan is due.

To judge the best deal, go for the payday loans company that is offering a lower APR. Usually, most payday loan companies provide a cost-breakdown per 100-dollar increments that coincide with the rate.

Furthermore, most payday loan fees are based on the duration of the cash advance. The standard APR for most companies falls into the 400 percent range. As an example, suppose you were to borrow $100 at a fee of $20 for a 2 week period and if you did not pay if for a year, your service charge would be $520 for a 520% APR. To which you need to remember to add the original $100 that you borrowed.

There may be a situation where you are unable to repay the full amount of the cash advance to the payday loans company. In such a situation, the payday loans company generally charges the payday loans finance fee and defers the principal payment over a longer period of time, usually another 14 days.

The Other Hidden Costs

There are several hidden costs in a payday loan! Remember, if you are unable to pay this cash advance and you happen to lose your job, the clock does not stop. If you default on the cash advance, which includes the principal plus interest, the payday loan company will reclaim the entire amount plus all the interest accrued on this loan. A payday loan company may exercise a number of options to collect this cash advance:

·Sue you for the funds.

·Use a collection agency.

·Enter your details into a bad credit database which may limit your capacity to cash/write a check for commercial purposes.

·File a legal complaint for bounced-check charges that may leave derogatory information on your credit file.

By now, it should be clear that it is not prudent to go for payday loans without being aware of the repayment structure. To play it safe, make sure that the cash advance is repaid on time to the payday loans company. Read the fine print before you sign the agreement and understand the worst-case scenarios before deciding to take a payday loan. Once you understand the costs involved in obtaining a cash advance, you are a step nearer to fully enjoying the benefits of payday loans!

How to Create Your Own Style in 2017 – With Vintage Inspired and Retro Clothing

Searching successfully for vintage clothing is getting to be more of an uphill task these days, so, if you are a fashion and style enthusiast , with a passion for vintage clothing , you will know exactly what i mean.

If you have been rummaging through attic sales, garage sales or estate sales, looking for that unusual antique piece, without much luck, then vintage inspired and retro clothing is your next best choice.

The vintage inspired and retro clothing worth collecting are a bit up-end in some cases, but you can carefully choose each piece, and end up acquiring a great collection of classic pieces of art. I call them ‘timeless’.

Vintage couture has now become bigger than ever as we see more and more bygone styles coming back onto the catwalks.

I started my collections of antique and vintage clothing many years ago. What i did back then, was to mix-and-match contemporary designs and pieces, with the vintage collections that I owned. From a 50’s bakerlite bag, a Pucci print, of the ’60s (they’re always in style, especially in black and white), to a 1960 cut velvet chiffon dress with a matching jacket. I mixed them creatively with any new fashion style that came along.

However, it became more difficult for me to find unique items, and then i discovered that switching to vintage inspired creations became a wonderful alternative.

So, if like me, you have the same dilemma, just do the switch and discover a whole new world of antique and vintage couture re-incarnated.

Passion, and, demand for vintage clothing brought on the production of vintage inspired haute couture dresses and shoes. A vintage inspired piece of clothing is like an art reproduction, looks just as good, but costs much less than an original which is so hard to find. So its very affordable. Especially in these lean and hard times.

o Certain classic styles such as slouchy leather bags, off the shoulder and no shoulder minis, midis and maxi dresses, lace up boots and fabric shoes, to mention a minute few, are always fashionable and are available in vintage inspired options.

o To start off with new ideas, your first port of call should be the fashion magazines. Check on the latest fashion trends, the new cuts, textures, colors. Check out the vintage, retro, and indie fashions. This will give you a feel of what’s going on out there fashion-wise.

o Check your Yellow pages for local stores and boutiques that carry vintage clothing. Look in these stores for books on antique and vintage apparels of the 40’s, 50’s, 60’s, 70’s or 80’s. Check the designs and compare them to contemporary pieces fashioned after the vintage.

o Go online. Search the web for vintage haute couture clothing, and discover a world of information and photo images of designs that will open your imagination further.

o Discover the marriage of online shopping and video. There, you will experience the stories, creativity and depth that are largely absent from today’s e-commerce. As an online shopper, you will discover unique items from designers, boutiques, artists, manufacturers and personalities, and you get a personal and entertaining look at the sellers and their products. This can help guide your decisions.

o Visit fashion shows, if you live in any of the major fashion cities around the world. Recently, catwalks in Paris, Milan, Tokyo, New York, Rome and London, displayed a whole host of distinctly wearable vintage inspired couture trends. Trends inspired by the antique and vintage. You shall surely see more of these in the months ahead.

Travertine Tiles – Perfect Choice to Match Your Home Furniture

Traver-tine tiles are one of the best tiles that you can avail out in the market. There are lots of people who choose these tiles to be their flooring tiles. But sometime you feel bored having the same kind of tiles like your neighbors. There are some homeowners who feel monotonous about having the same pattern and design for their home. This is the reason why there are some homeowners who are planning to build their home who want to choose materials that is unusual in order to have a distinct and unique appeal.

There are lots of home improvement stores out there that are selling different materials that are ideal for that homeowner who are improving their home or planning to build their dream home. There are varieties of tiles that you can choose from and for sure you will be able to achieve the look and ambiance that you always wanted for your home. As you go on with your search, you will surely encounter those Traver-tine tiles. These tiles can be a perfect choice if you are dreaming of a new and distinct look for your home.

Home furniture is also one of the important matters that you need to consider when improving your home. But the choice of appropriate furniture will still depend on the tiles that you want to install for your home. And as you choose Traver-tine tiles for your home, you have to pick furniture pieces that will go well with your tiles.

The designs and patterns of Traver-tine tiles give homeowners a good choice in making their home unique and beautiful. And for sure you will realize that these tiles are a valuable investment because it can last for a lifetime. It is durable enough just like any flooring materials that are available out in the market. Easy maintenance of these tiles is also an additional point why it is the best option that you can choose from. By simply sweeping it with soft bristle broom and wiping it with soft cloth you are done cleaning it. You can be sure that you will love to have these tiles for your home because you do not have to apply some wax to make it shine; it has natural shine that will make your home glitter.

And if in case you already have existing furniture pieces that you love, then you can choose the right design and pattern of Traver tine tiles that will compliment the existing furniture that you have. With this you will probably end up with a home that you can be proud of.